preloader

Non QM Refinance Loan

Flexible Refinancing for Self-Employed and Unique Borrowers

Refinance without traditional income documentation using flexible, alternative qualification options.

When to Choose
a Non-QM Refinance

A Non-Qualified Mortgage refinance is ideal for borrowers who may not meet conventional lending requirements—such as business owners, freelancers, or real estate investors. 

Through Banc One Mortgage, you can qualify using bank statements, asset verification, or rental income, making it easier to access equity or secure better loan terms without the usual limitations.

Alternative Documentation

Qualify using income proof like bank statements or assets.

Flexible Underwriting

Perfect for self-employed borrowers or investors with complex finances.

Personalized Loan Solutions

Custom refinance programs designed to fit your financial profile.

Explore Other Refinance Options

Explore more refinance programs designed to fit your unique goals and financial needs.

Conventional Refinance Loan

FHA Refinance Loan

VA Refinance Loan

Jumbo Refinance Loan

User Login

Lost your password?
Cart 0