preloader

Non‑qualified mortgage (Non‑QM) loans

Flexible Solutions for Self-Employed and Unique Borrowers

Ideal for those with unconventional income, Non-QM loans offer flexible documentation and tailored qualification options.

When to Choose
a Non-QM Loan

Non-Qualified Mortgage loans are built for borrowers who don’t fit traditional lending standards such as business owners, freelancers, and real estate investors. Instead of W-2s, lenders can evaluate bank statements, assets, or rental income.

Through Banc One Mortgage, you can access personalized financing that recognizes your unique financial situation while maintaining transparency and trust.

Alternative Income Verification

Qualify using bank statements, assets, or rental income.

Greater Flexibility

Designed for self-employed borrowers and investors with non-traditional income.

Personalized Approach

Custom loan solutions tailored to your unique financial profile.

Explore Other Loan Options

Explore more mortgage programs designed to fit your unique goals and financial needs.

Conventional loans

Adjustable-Rate Mortgage (ARM)

FHA Loan

VA Loan

Jumbo Loan

User Login

Lost your password?
Cart 0