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Adjustable-Rate Mortgage (ARM)

Flexible Financing for Buyers with Strong Credit

Enjoy lower initial payments and flexible terms with a loan that adjusts over time to match market trends.

When to Choose
an ARM Loan

Adjustable-rate mortgages are ideal for buyers planning to sell or refinance before the rate changes. They feature an initial fixed period usually 3, 5, 7, or 10 years with rates often lower than traditional fixed-rate loans.

 ARMs provide flexibility, potential savings, and predictable rate caps to help you manage your mortgage confidently, whether you’re buying your first home or an investment property.

Lower Starting Rates

Benefit from reduced monthly payments during the initial fixed-rate period.

Rate Adjustment Caps

Built-in limits help protect you from sudden payment increases.

Great for Short-Term Plans

Ideal if you expect to move or plan to refinance within a few years.

Explore Other Loan Options

Explore more mortgage programs designed to fit your unique goals and financial needs.

Conventional loans

FHA Loan

VA Loan

Jumbo Loan

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